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Twice as many small businesses are facing crippling problems because they are afraid of tackling late payment. New figures reveal almost 60 per cent of small businesses across the UK have suffered difficulties as a result of late payment, up from just a third from two years ago. Jenny Esau investigates.

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MERSEYSIDE companies are being warned to be extra vigilant before doing business with opportunist start-ups in the run up to 2008.

Liverpool expects to see a flurry of new enterprises launched, encouraged by the city's 800th birthday celebrations this year, and European Capital of Culture Year in 2008.

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LATE payments are putting growth - and even jobs - at risk for small firms on Merseyside, a new study shows.

Latest figures from invoicing giant Fortis Commercial Finance show that a third of Merseyside businesses expect a drop in growth next year as a direct result of bills being paid late.

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COLLECTING money from late paying clients conjures up an image of burly bailiffs knocking on the door demanding to take away possessions.

Jenny Esau has been adopting a completely different approach since setting up her own business after moving back to the Wirral.

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